{"id":1589,"date":"2026-09-16T09:56:26","date_gmt":"2026-09-16T14:56:26","guid":{"rendered":"https:\/\/futurfid.muonlabs.dev\/?page_id=1589"},"modified":"2026-09-21T09:19:27","modified_gmt":"2026-09-21T14:19:27","slug":"fondos-de-inversion","status":"publish","type":"page","link":"https:\/\/futurfid.muonlabs.dev\/index.php\/fondos-de-inversion\/","title":{"rendered":"Fondos de Inversi\u00f3n"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1589\" class=\"elementor elementor-1589\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4519dfe e-flex e-con-boxed e-con e-parent\" data-id=\"4519dfe\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-fdbabed e-con-full e-flex e-con e-child\" data-id=\"fdbabed\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<p class=\"e-4ab0ca7-580f532 e-paragraph-base\" data-interaction-id=\"4ab0ca7\" data-e-type=\"widget\" data-id=\"4ab0ca7\">Inicio \u203a <strong>Fondos de Inversi\u00f3n<\/strong><\/p>\n\t\t\t\t\t<h1 data-interaction-id=\"5340fce\" class=\"e-5340fce-ab01d37 e-heading-base\" data-e-type=\"widget\" data-id=\"5340fce\">Tu dinero trabajando para<strong> lo que m\u00e1s importa.<\/strong><\/h1>\n\t\t\t\t\t<p class=\"e-90bf7c6-6462562 e-paragraph-base\" data-interaction-id=\"90bf7c6\" data-e-type=\"widget\" data-id=\"90bf7c6\">Un fondo de inversi\u00f3n te permite hacer crecer tus ahorros de forma profesional, con respaldo regulatorio y desde montos accesibles. Ideal para quienes piensan en la educaci\u00f3n de sus hijos, su retiro o la compra de un bien en el futuro.<\/p>\n\t\t<div class=\"elementor-element elementor-element-cf3adb7 e-con e-atomic-element e-flexbox-base e-cf3adb7-a0b96ef \" data-id=\"cf3adb7\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"cf3adb7\" data-e-type=\"e-flexbox\" data-id=\"cf3adb7\">\n    \t\t\t<a href=\"https:\/\/futurfid.muonlabs.dev\/index.php\/fondos-de-inversion\/fondo-planifica\/\" target=\"_self\" class=\"e-e6ced5d-d2bcb6c e-button-base\" data-interaction-id=\"e6ced5d\" data-e-type=\"widget\" data-id=\"e6ced5d\">\n\t\tConoce Planifica\n\t<\/a>\t\t\t\t\t<p class=\"e-5acd3b2-c46cc11 e-paragraph-base\" data-interaction-id=\"5acd3b2\" data-e-type=\"widget\" data-id=\"5acd3b2\"><a href=\"#funciona\" target=\"_self\" class=\"e-paragraph-link-base\">\n\t\t\u00bfC\u00f3mo funciona?\n\t<\/a><\/p>\n\t\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2835f0f e-flex e-con-boxed e-con e-parent\" data-id=\"2835f0f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7f1b3c1 e-con-full e-grid e-con e-child\" data-id=\"7f1b3c1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d533b2c e-con e-atomic-element e-flexbox-base e-d533b2c-6dbf7c9 \" data-id=\"d533b2c\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"d533b2c\" data-e-type=\"e-flexbox\" data-id=\"d533b2c\">\n    \t\t\t<p class=\"e-6831142-ade78ff e-paragraph-base\" data-interaction-id=\"6831142\" data-e-type=\"widget\" data-id=\"6831142\">Conoce al equipo que te acompa\u00f1a<\/p>\n\t\t\t\t\t<h2 data-interaction-id=\"e67c7fd\" class=\"e-e67c7fd-343c56d e-heading-base\" data-e-type=\"widget\" data-id=\"e67c7fd\">No es un banco ni un dep\u00f3sito a plazo. <br><strong>Es m\u00e1s.<\/strong><\/h2>\n\t\t\t\t\t<p class=\"e-236b5f1-c62ddd4 e-paragraph-base\" data-interaction-id=\"236b5f1\" data-e-type=\"widget\" data-id=\"236b5f1\">Un fondo de inversi\u00f3n re\u00fane los aportes de muchas personas y los invierte de forma profesional en un portafolio diversificado de instrumentos financieros. Cada part\u00edcipe es due\u00f1o de una fracci\u00f3n del fondo proporcional a su aporte \u2014 su unidad de participaci\u00f3n \u2014 y su saldo crece o var\u00eda seg\u00fan el rendimiento del portafolio.<br><br>A diferencia de un dep\u00f3sito bancario, el fondo no garantiza un rendimiento fijo. A cambio, ofrece la gesti\u00f3n de un equipo especializado, diversificaci\u00f3n del portafolio y supervisi\u00f3n regulatoria permanente.<\/p>\n\t\t\t\t\t<p class=\"e-669762d-d45bde2 e-paragraph-base\" data-interaction-id=\"669762d\" data-e-type=\"widget\" data-id=\"669762d\"><\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-ba13363 e-con e-atomic-element e-flexbox-base e-ba13363-d8d93a1 \" data-id=\"ba13363\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"ba13363\" data-e-type=\"e-flexbox\" data-id=\"ba13363\">\n    \t\t\t<h3 data-interaction-id=\"488b106\" class=\"e-488b106-7277a38 e-heading-base\" data-e-type=\"widget\" data-id=\"488b106\"><strong>Glosario b\u00e1sico de inversi\u00f3n<\/strong><\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f595c7 elementor-widget elementor-widget-icon-box\" data-id=\"8f595c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<b>Unidad de Participaci\u00f3n<\/b>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tLa fracci\u00f3n del patrimonio del fondo que te corresponde seg\u00fan tu monto invertido.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-406f952 elementor-widget elementor-widget-icon-box\" data-id=\"406f952\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<b>Part\u00edcipe<\/b>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tT\u00fa, como inversionista individual que aporta recursos al fondo com\u00fan.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65e82f4 elementor-widget elementor-widget-icon-box\" data-id=\"65e82f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<b>Rescate<\/b>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tEl proceso formal de retiro de tu capital de acuerdo con las condiciones del contrato.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8186ec7 elementor-widget elementor-widget-icon-box\" data-id=\"8186ec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<b>Portafolio<\/b>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tEl conjunto diversificado de activos financieros donde se invierte el fondo.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a02bd09 e-flex e-con-boxed e-con e-parent\" data-id=\"a02bd09\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<h2 data-interaction-id=\"d46fa7d\" class=\"e-d46fa7d-cb78739 e-heading-base\" data-e-type=\"widget\" data-id=\"d46fa7d\">Porque tu dinero <strong>merece m\u00e1s <\/strong><br><strong>que una cuenta de ahorros.<\/strong><\/h2>\n\t\t\t\t\t<p class=\"e-c1c7582-175714d e-paragraph-base\" data-interaction-id=\"c1c7582\" data-e-type=\"widget\" data-id=\"c1c7582\">Hay razones concretas por las que un fondo de inversi\u00f3n puede ser la herramienta adecuada para tus metas de largo plazo:<\/p>\n\t\t<div class=\"elementor-element elementor-element-f6f2f98 e-con-full e-grid e-con e-child\" data-id=\"f6f2f98\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2c9d82a e-con e-atomic-element e-flexbox-base e-2c9d82a-8cd7967 \" data-id=\"2c9d82a\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"2c9d82a\" data-e-type=\"e-flexbox\" data-id=\"2c9d82a\">\n    \t\t<div class=\"elementor-element elementor-element-fa43138 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"fa43138\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><rect width=\"48\" height=\"48\" rx=\"10\" fill=\"#E8F2FB\"><\/rect><path d=\"M22 27H18C16.9391 27 15.9217 27.4214 15.1716 28.1716C14.4214 28.9217 14 29.9391 14 31V33M26.3047 28.5304L27.2277 28.1484M27.2277 25.8518L26.3047 25.4688M28.8517 24.2277L28.4688 23.3047M28.8517 29.7725L28.4688 30.6965M31.1484 24.2277L31.5314 23.3047M31.5304 30.6965L31.1484 29.7725M32.7725 25.8518L33.6965 25.4688M32.7725 28.1484L33.6965 28.5314M33 27C33 28.6569 31.6569 30 30 30C28.3431 30 27 28.6569 27 27C27 25.3431 28.3431 24 30 24C31.6569 24 33 25.3431 33 27ZM25 19C25 21.2091 23.2091 23 21 23C18.7909 23 17 21.2091 17 19C17 16.7909 18.7909 15 21 15C23.2091 15 25 16.7909 25 19Z\" stroke=\"#0679BC\" stroke-width=\"2\" stroke-linecap=\"round\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25113fe elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"25113fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<h3 data-interaction-id=\"ea1ffba\" class=\"e-ea1ffba-5afcd7c e-heading-base\" data-e-type=\"widget\" data-id=\"ea1ffba\">Gesti\u00f3n profesional<\/h3>\n\t\t\t\t\t<p class=\"e-fb0be90-abd961b e-paragraph-base\" data-interaction-id=\"fb0be90\" data-e-type=\"widget\" data-id=\"fb0be90\">un equipo especializado administra el portafolio con criterios t\u00e9cnicos, sin que tengas que tomar decisiones de inversi\u00f3n por tu cuenta.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-4242c88 e-con e-atomic-element e-flexbox-base e-4242c88-87c3bc7 \" data-id=\"4242c88\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"4242c88\" data-e-type=\"e-flexbox\" data-id=\"4242c88\">\n    \t\t<div class=\"elementor-element elementor-element-bbff022 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"bbff022\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><rect width=\"48\" height=\"48\" rx=\"10\" fill=\"#E8F2FB\"><\/rect><path d=\"M33.2118 27.8906C32.5756 29.3951 31.5805 30.7209 30.3135 31.752C29.0465 32.7831 27.5462 33.4881 25.9437 33.8055C24.3413 34.1228 22.6855 34.0429 21.1211 33.5725C19.5567 33.1021 18.1313 32.2558 16.9696 31.1073C15.8079 29.9589 14.9453 28.5434 14.4571 26.9846C13.9689 25.4257 13.87 23.7711 14.169 22.1652C14.4681 20.5593 15.156 19.0511 16.1726 17.7725C17.1892 16.4939 18.5036 15.4838 20.0008 14.8305M33.0014 24.0009C33.5534 24.0009 34.0065 23.5519 33.9515 23.0029C33.7209 20.707 32.7034 18.5615 31.0716 16.9301C29.4397 15.2987 27.2939 14.2818 24.9978 14.0518C24.4478 13.9968 23.9997 14.4498 23.9997 15.0018V23.0019C23.9997 23.2671 24.1051 23.5215 24.2927 23.709C24.4802 23.8965 24.7346 24.0019 24.9998 24.0019L33.0014 24.0009Z\" stroke=\"#0679BC\" stroke-width=\"2\" stroke-linecap=\"round\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b8a96e7 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"b8a96e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<h3 data-interaction-id=\"616c416\" class=\"e-616c416-36980d2 e-heading-base\" data-e-type=\"widget\" data-id=\"616c416\"><strong>Diversificaci\u00f3n<\/strong><\/h3>\n\t\t\t\t\t<p class=\"e-e035984-00ffc65 e-paragraph-base\" data-interaction-id=\"e035984\" data-e-type=\"widget\" data-id=\"e035984\">el fondo invierte en m\u00faltiples instrumentos, lo que reduce el impacto de cualquier variaci\u00f3n individual sobre tu saldo.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-09134b6 e-con e-atomic-element e-flexbox-base e-09134b6-ce21d3f \" data-id=\"09134b6\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"09134b6\" data-e-type=\"e-flexbox\" data-id=\"09134b6\">\n    \t\t<div class=\"elementor-element elementor-element-49b7c55 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"49b7c55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"52\" height=\"52\" viewBox=\"0 0 52 52\" fill=\"none\"><rect width=\"52\" height=\"52\" rx=\"12\" fill=\"#F0F4FA\"><\/rect><g clip-path=\"url(#clip0_2687_147)\"><path d=\"M35 30V34C35 34.2652 34.8946 34.5196 34.7071 34.7071C34.5196 34.8946 34.2652 35 34 35H19C18.4696 35 17.9609 34.7893 17.5858 34.4142C17.2107 34.0391 17 33.5304 17 33V19C17 18.4696 17.2107 17.9609 17.5858 17.5858C17.9609 17.2107 18.4696 17 19 17H32C32.2652 17 32.5196 17.1054 32.7071 17.2929C32.8946 17.4804 33 17.7348 33 18V21M17 19C17 19.5304 17.2107 20.0391 17.5858 20.4142C17.9609 20.7893 18.4696 21 19 21H34C34.2652 21 34.5196 21.1054 34.7071 21.2929C34.8946 21.4804 35 21.7348 35 22V26M35 26H32C31.4696 26 30.9609 26.2107 30.5858 26.5858C30.2107 26.9609 30 27.4696 30 28C30 28.5304 30.2107 29.0391 30.5858 29.4142C30.9609 29.7893 31.4696 30 32 30H35M35 26C35.2652 26 35.5196 26.1054 35.7071 26.2929C35.8946 26.4804 36 26.7348 36 27V29C36 29.2652 35.8946 29.5196 35.7071 29.7071C35.5196 29.8946 35.2652 30 35 30\" stroke=\"#0679BC\" stroke-width=\"2\" stroke-linecap=\"round\"><\/path><\/g><defs><clipPath id=\"clip0_2687_147\"><rect width=\"24\" height=\"24\" fill=\"white\" transform=\"translate(14 14)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f25d8d4 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"f25d8d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<h3 data-interaction-id=\"fb06bd4\" class=\"e-fb06bd4-a562665 e-heading-base\" data-e-type=\"widget\" data-id=\"fb06bd4\"><strong>Accesibilidad<\/strong><\/h3>\n\t\t\t\t\t<p class=\"e-63656c0-dd48240 e-paragraph-base\" data-interaction-id=\"63656c0\" data-e-type=\"widget\" data-id=\"63656c0\">puedes participar desde montos peque\u00f1os y sumar aportes peri\u00f3dicos a tu ritmo.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-0f17c5d e-con e-atomic-element e-flexbox-base e-0f17c5d-784e577 \" data-id=\"0f17c5d\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"0f17c5d\" data-e-type=\"e-flexbox\" data-id=\"0f17c5d\">\n    \t\t<div class=\"elementor-element elementor-element-a0ae6bc elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"a0ae6bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"52\" height=\"52\" viewBox=\"0 0 52 52\" fill=\"none\"><rect width=\"52\" height=\"52\" rx=\"10\" fill=\"#F0F4FA\"><\/rect><circle cx=\"26\" cy=\"26\" r=\"10\" stroke=\"#0679BC\" stroke-width=\"2\" stroke-linecap=\"round\"><\/circle><circle cx=\"26\" cy=\"26\" r=\"6.25\" stroke=\"#0679BC\" stroke-width=\"1.5\" stroke-linecap=\"round\"><\/circle><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6618971 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6618971\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<h3 data-interaction-id=\"e4ccd8b\" class=\"e-e4ccd8b-9d64b01 e-heading-base\" data-e-type=\"widget\" data-id=\"e4ccd8b\"><strong>Transparencia<\/strong><\/h3>\n\t\t\t\t\t<p class=\"e-c9085f9-b5ad745 e-paragraph-base\" data-interaction-id=\"c9085f9\" data-e-type=\"widget\" data-id=\"c9085f9\">tu saldo se actualiza diariamente y puedes ver el portafolio del fondo en todo momento.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-91b1b27 e-con e-atomic-element e-flexbox-base e-91b1b27-2266ac5 \" data-id=\"91b1b27\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"91b1b27\" data-e-type=\"e-flexbox\" data-id=\"91b1b27\">\n    \t\t<div class=\"elementor-element elementor-element-136eedf elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"136eedf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"52\" height=\"52\" viewBox=\"0 0 52 52\" fill=\"none\"><rect width=\"52\" height=\"52\" rx=\"10\" fill=\"#F1F5F9\"><\/rect><path d=\"M26.3401 35.9503C30.4997 34.5003 33.9994 32.0002 33.9994 27V19.9998C33.9994 19.7346 33.894 19.4802 33.7065 19.2927C33.519 19.1051 33.2647 18.9998 32.9995 18.9998C30.9997 18.9998 28.5099 17.8097 26.7601 16.2797C26.5483 16.0987 26.2788 15.9992 26.0002 15.9992C25.7216 15.9992 25.4521 16.0987 25.2403 16.2797C23.5004 17.7997 21.0007 18.9998 19.0009 18.9998C18.7357 18.9998 18.4814 19.1051 18.2938 19.2927C18.1063 19.4802 18.001 19.7346 18.001 19.9998V27C18.001 32.0002 21.5006 34.5003 25.6702 35.9403C25.8857 36.0206 26.1223 36.0241 26.3401 35.9503Z\" stroke=\"#0072CE\" stroke-width=\"2\" stroke-linecap=\"round\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78a4614 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"78a4614\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<h3 data-interaction-id=\"5a389c6\" class=\"e-5a389c6-12dad65 e-heading-base\" data-e-type=\"widget\" data-id=\"5a389c6\"><strong>Supervisi\u00f3n regulatoria<\/strong><\/h3>\n\t\t\t\t\t<p class=\"e-bef46eb-b52659c e-paragraph-base\" data-interaction-id=\"bef46eb\" data-e-type=\"widget\" data-id=\"bef46eb\">el fondo est\u00e1 inscrito en el Catastro P\u00fablico del Mercado de Valores y supervisado por la Superintendencia de Compa\u00f1\u00edas, Valores y Seguros.<\/p>\n\t\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-992d570 e-flex e-con-boxed e-con e-parent\" data-id=\"992d570\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-48a902d e-con-full e-grid e-con e-child\" data-id=\"48a902d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3074e04 e-con e-atomic-element e-flexbox-base e-3074e04-fcf4c29 \" data-id=\"3074e04\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"3074e04\" data-e-type=\"e-flexbox\" data-id=\"3074e04\">\n    \t\t\t<p class=\"e-5dc8558-af3637f e-paragraph-base\" data-interaction-id=\"5dc8558\" data-e-type=\"widget\" data-id=\"5dc8558\">Conoce al equipo que te acompa\u00f1a<\/p>\n\t\t\t\t\t<h2 data-interaction-id=\"6456eb4\" class=\"e-6456eb4-0b28566 e-heading-base\" data-e-type=\"widget\" data-id=\"6456eb4\">Inviertes <strong>con respaldo<\/strong>. Siempre.<\/h2>\n\t\t\t\t\t<p class=\"e-9a02bf7-bb17a99 e-paragraph-base\" data-interaction-id=\"9a02bf7\" data-e-type=\"widget\" data-id=\"9a02bf7\">Para operar en Ecuador, un fondo de inversi\u00f3n debe estar inscrito en el Catastro P\u00fablico del Mercado de Valores y cumplir con las obligaciones de reporte de la Superintendencia de Compa\u00f1\u00edas, Valores y Seguros. Eso significa que la informaci\u00f3n del fondo \u2014 portafolio, valor de unidad, n\u00famero de part\u00edcipes, estados financieros \u2014 es p\u00fablica y se reporta de forma diaria, mensual y anual.<br><br>Adem\u00e1s, tanto FUTURFID como el fondo cuentan con auditor\u00eda externa anual realizada por firmas de primer nivel.<\/p>\n\t\t\t\t\t<p class=\"e-4db6f3a-a8a489b e-paragraph-base\" data-interaction-id=\"4db6f3a\" data-e-type=\"widget\" data-id=\"4db6f3a\"><\/p>\n\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" class=\"e-image-base e-fa66c80-5d83ec7\" data-interaction-id=\"fa66c80\" data-e-type=\"widget\" data-id=\"fa66c80\" id=\"1605\" src=\"https:\/\/futurfid.muonlabs.dev\/wp-content\/uploads\/2026\/09\/LOGO-Superintendencia-de-Compaas.png\" width=\"721\" height=\"244\" srcset=\"https:\/\/futurfid.muonlabs.dev\/wp-content\/uploads\/2026\/09\/LOGO-Superintendencia-de-Compaas.png 721w, https:\/\/futurfid.muonlabs.dev\/wp-content\/uploads\/2026\/09\/LOGO-Superintendencia-de-Compaas-300x102.png 300w\" alt=\"\"\/>\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-2c6b6a1 e-con e-atomic-element e-flexbox-base e-2c6b6a1-8287351 \" data-id=\"2c6b6a1\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"2c6b6a1\" data-e-type=\"e-flexbox\" data-id=\"2c6b6a1\">\n    \t\t\t<h3 data-interaction-id=\"492cc01\" class=\"e-492cc01-58ef918 e-heading-base\" data-e-type=\"widget\" data-id=\"492cc01\">Lo que puedes verificar en cualquier momento<\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-a930cf3 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"a930cf3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tInscripci\u00f3n del fondo en el Catastro P\u00fablico de Mercado de Valores.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2344f8e elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"2344f8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tValor diario de la unidad de participaci\u00f3n.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e238c88 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"e238c88\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tPortafolio de inversiones actualizado.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ea0fc9 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"0ea0fc9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tEstado de cuenta mensual con el detalle de tu inversi\u00f3n.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-195a852 e-flex e-con-boxed e-con e-parent\" data-id=\"195a852\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-be730ae e-con-full e-flex e-con e-child\" data-id=\"be730ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<h2 data-interaction-id=\"0e62e01\" class=\"e-0e62e01-ec126d0 e-heading-base\" data-e-type=\"widget\" data-id=\"0e62e01\">Elige el <strong>fondo que se ajusta a tu meta<\/strong>.<\/h2>\n\t\t\t\t\t<p class=\"e-99be030-f3c9db2 e-paragraph-base\" data-interaction-id=\"99be030\" data-e-type=\"widget\" data-id=\"99be030\">Nuestro fondo de inversi\u00f3n aplica para distintos horizontes de tiempo y objetivos.<br> Actualmente disponible:<\/p>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bdc30c4 e-con-full e-grid e-con e-child\" data-id=\"bdc30c4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a822b2b e-con e-atomic-element e-flexbox-base e-a822b2b-e88917c \" data-id=\"a822b2b\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"a822b2b\" data-e-type=\"e-flexbox\" data-id=\"a822b2b\">\n    \t\t\t<p class=\"e-0946846-9640a8f e-paragraph-base\" data-interaction-id=\"0946846\" data-e-type=\"widget\" data-id=\"0946846\">Planifica <\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"e5ea854\" class=\"e-e5ea854-ffece8c e-heading-base\" data-e-type=\"widget\" data-id=\"e5ea854\"><strong>Planifica \u00b7 Fondo de inversi\u00f3n a largo plazo<\/strong><\/h3>\n\t\t\t\t\t<p class=\"e-f9c0d71-d4b2112 e-paragraph-base\" data-interaction-id=\"f9c0d71\" data-e-type=\"widget\" data-id=\"f9c0d71\">Dise\u00f1ado para personas que quieren hacer crecer sus ahorros de forma programada y con horizonte de largo plazo. Abre tu cuenta desde USD 100, aporta desde USD 10 mensuales, define tu aporte mensual y elige el plazo que se adapta a tu meta: educaci\u00f3n, retiro, vivienda o lo que imagines.<\/p>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd0e0af elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"dd0e0af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Desde USD 100 de aporte inicial y USD 10 de aporte mensual.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Plazo m\u00ednimo de 12 meses, renovable autom\u00e1ticamente.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Saldo actualizado diariamente en la app y la web.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">100% digital \u2014 sin papeles ni filas.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<a href=\"https:\/\/futurfid.muonlabs.dev\/index.php\/fondos-de-inversion\/fondo-planifica\/\" target=\"_self\" class=\"e-c98a37c-62eefbc e-button-base\" data-interaction-id=\"c98a37c\" data-e-type=\"widget\" data-id=\"c98a37c\">\n\t\tConoce Planifica\n\t<\/a>\t\t\n<\/div>\n\t\t\t<img decoding=\"async\" class=\"e-image-base e-d45b989-00aea25\" data-interaction-id=\"d45b989\" data-e-type=\"widget\" data-id=\"d45b989\" id=\"1206\" src=\"https:\/\/futurfid.muonlabs.dev\/wp-content\/uploads\/2026\/08\/pexels-vlada-karpovich-7433837-scaled.jpg\" width=\"2560\" height=\"1707\" srcset=\"https:\/\/futurfid.muonlabs.dev\/wp-content\/uploads\/2026\/08\/pexels-vlada-karpovich-7433837-scaled.jpg 2560w, https:\/\/futurfid.muonlabs.dev\/wp-content\/uploads\/2026\/08\/pexels-vlada-karpovich-7433837-300x200.jpg 300w, https:\/\/futurfid.muonlabs.dev\/wp-content\/uploads\/2026\/08\/pexels-vlada-karpovich-7433837-1024x683.jpg 1024w, https:\/\/futurfid.muonlabs.dev\/wp-content\/uploads\/2026\/08\/pexels-vlada-karpovich-7433837-768x512.jpg 768w, https:\/\/futurfid.muonlabs.dev\/wp-content\/uploads\/2026\/08\/pexels-vlada-karpovich-7433837-1536x1024.jpg 1536w, https:\/\/futurfid.muonlabs.dev\/wp-content\/uploads\/2026\/08\/pexels-vlada-karpovich-7433837-2048x1365.jpg 2048w\" alt=\"\"\/>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-abf514c e-flex e-con-boxed e-con e-parent\" data-id=\"abf514c\" data-element_type=\"container\" data-e-type=\"container\" id=\"funciona\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<h2 data-interaction-id=\"62337e1\" class=\"e-62337e1-59451ad e-heading-base\" data-e-type=\"widget\" data-id=\"62337e1\">Tres pasos. <strong>Sin salir de casa<\/strong>.<\/h2>\n\t\t<div class=\"elementor-element elementor-element-790fb07 e-con-full e-grid e-con e-child\" data-id=\"790fb07\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6a85033 e-con e-atomic-element e-flexbox-base e-6a85033-e892695 \" data-id=\"6a85033\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"6a85033\" data-e-type=\"e-flexbox\" data-id=\"6a85033\">\n    \t\t\t<p class=\"e-ae93e4c-f2b41ff e-paragraph-base\" data-interaction-id=\"ae93e4c\" data-e-type=\"widget\" data-id=\"ae93e4c\">Paso 1<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"a7b7e1f\" class=\"e-a7b7e1f-a200414 e-heading-base\" data-e-type=\"widget\" data-id=\"a7b7e1f\">Elige tu meta<\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-5895ed0 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5895ed0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-a4ec548-6620d69 e-paragraph-base\" data-interaction-id=\"a4ec548\" data-e-type=\"widget\" data-id=\"a4ec548\">Decide para qu\u00e9 quieres invertir \u2014 la educaci\u00f3n de tus hijos, tu retiro, la compra de tu casa o simplemente hacer crecer tus ahorros \u2014 y elige el plazo que necesitas.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-d0da4e8 e-con e-atomic-element e-flexbox-base e-d0da4e8-35735b6 \" data-id=\"d0da4e8\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"d0da4e8\" data-e-type=\"e-flexbox\" data-id=\"d0da4e8\">\n    \t\t\t<p class=\"e-6a26073-921a7d8 e-paragraph-base\" data-interaction-id=\"6a26073\" data-e-type=\"widget\" data-id=\"6a26073\">Paso 2<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"585e034\" class=\"e-585e034-0bc5865 e-heading-base\" data-e-type=\"widget\" data-id=\"585e034\">Abre tu cuenta en minutos<\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d16439 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"8d16439\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-8a44af8-a3ec818 e-paragraph-base\" data-interaction-id=\"8a44af8\" data-e-type=\"widget\" data-id=\"8a44af8\">Reg\u00edstrate en la app o en la web de Planifica con tus datos b\u00e1sicos. El proceso es 100% digital; no necesitas ir a ninguna oficina.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-4948696 e-con e-atomic-element e-flexbox-base e-4948696-8d2c5ba \" data-id=\"4948696\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"4948696\" data-e-type=\"e-flexbox\" data-id=\"4948696\">\n    \t\t\t<p class=\"e-969acef-fb0ba1a e-paragraph-base\" data-interaction-id=\"969acef\" data-e-type=\"widget\" data-id=\"969acef\">Paso 3<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"bd769e3\" class=\"e-bd769e3-29d2b27 e-heading-base\" data-e-type=\"widget\" data-id=\"bd769e3\">Empieza a invertir<\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-a322333 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"a322333\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-07a8c54-879f2f2 e-paragraph-base\" data-interaction-id=\"07a8c54\" data-e-type=\"widget\" data-id=\"07a8c54\">Define tu aporte inicial (desde USD 100) y tu aporte mensual. El fondo hace el resto: invierte, reporta y actualiza tu saldo diariamente.<\/p>\n\t\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<a href=\"https:\/\/futurfid.muonlabs.dev\/index.php\/fondos-de-inversion\/fondo-planifica\/\" target=\"_self\" class=\"e-4a473a7-0e44873 e-button-base\" data-interaction-id=\"4a473a7\" data-e-type=\"widget\" data-id=\"4a473a7\">\n\t\tAbrir mi cuenta en Planifica\n\t<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-392cc1c e-flex e-con-boxed e-con e-parent\" data-id=\"392cc1c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-626be36 e-con e-atomic-element e-flexbox-base e-626be36-0a293b2 \" data-id=\"626be36\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"626be36\" data-e-type=\"e-flexbox\" data-id=\"626be36\">\n    <div class=\"elementor-element elementor-element-9386cfa e-con e-atomic-element e-flexbox-base e-9386cfa-d856857 \" data-id=\"9386cfa\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"9386cfa\" data-e-type=\"e-flexbox\" data-id=\"9386cfa\">\n    \t\t\t<h2 data-interaction-id=\"c266eb7\" class=\"e-c266eb7-2bacdb2 e-heading-base\" data-e-type=\"widget\" data-id=\"c266eb7\">Lo que <strong>m\u00e1s nos preguntan<\/strong>.<\/h2>\n\t\t\t\t\t<p class=\"e-8034c60-6141fe5 e-paragraph-base\" data-interaction-id=\"8034c60\" data-e-type=\"widget\" data-id=\"8034c60\"><\/p>\n\t\t\n<\/div>\n\n<\/div>\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-71564bf e-flex e-con-boxed e-con e-parent\" data-id=\"71564bf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-62933fb e-con-full e-grid e-con e-child\" data-id=\"62933fb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ee52ba4 e-con e-atomic-element e-flexbox-base e-ee52ba4-be86b7f \" data-id=\"ee52ba4\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"ee52ba4\" data-e-type=\"e-flexbox\" data-id=\"ee52ba4\">\n    \t\t\t<h3 data-interaction-id=\"95e70de\" class=\"e-95e70de-ac2f4ac e-heading-base\" data-e-type=\"widget\" data-id=\"95e70de\">Sobre el fondo<\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-36a3356 elementor-widget elementor-widget-n-accordion\" data-id=\"36a3356\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5720\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5720\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfQu\u00e9 es un fondo de inversi\u00f3n y c\u00f3mo funciona? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5720\" class=\"elementor-element elementor-element-63b2301 e-con-full e-flex e-con e-child\" data-id=\"63b2301\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<p class=\"e-56cdbfe-5ea2301 e-paragraph-base\" data-interaction-id=\"56cdbfe\" data-e-type=\"widget\" data-id=\"56cdbfe\">Es un patrimonio com\u00fan formado por los aportes de varios inversionistas, administrado por FUTURFID, que invierte los recursos en un portafolio diversificado de instrumentos financieros. Cada part\u00edcipe es due\u00f1o de unidades de participaci\u00f3n proporcionales a su aporte. El valor de esas unidades var\u00eda diariamente seg\u00fan el rendimiento del portafolio.<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5721\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5721\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfFUTURFID garantiza un rendimiento? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5721\" class=\"elementor-element elementor-element-7f0ea87 e-con-full e-flex e-con e-child\" data-id=\"7f0ea87\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<p class=\"e-dc18949-90e0c2d e-paragraph-base\" data-interaction-id=\"dc18949\" data-e-type=\"widget\" data-id=\"dc18949\">No. Por ley, los fondos de inversi\u00f3n no pueden garantizar ni prometer rendimientos. Lo que s\u00ed hacemos es gestionar el portafolio con criterios t\u00e9cnicos y reportarte mensualmente el rendimiento promedio de tus inversiones a trav\u00e9s de tu estado de cuenta.<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5722\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5722\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfQui\u00e9n supervisa el fondo? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5722\" class=\"elementor-element elementor-element-13325f6 e-con-full e-flex e-con e-child\" data-id=\"13325f6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<p class=\"e-c1e7924-4165923 e-paragraph-base\" data-interaction-id=\"c1e7924\" data-e-type=\"widget\" data-id=\"c1e7924\">El fondo est\u00e1 inscrito en el Catastro P\u00fablico del Mercado de Valores y supervisado por la Superintendencia de Compa\u00f1\u00edas, Valores y Seguros, que recibe informaci\u00f3n diaria, mensual y anual sobre el portafolio, el valor de unidad y los estados financieros del fondo.<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-401772e e-con e-atomic-element e-flexbox-base e-401772e-f11d0d7 \" data-id=\"401772e\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"401772e\" data-e-type=\"e-flexbox\" data-id=\"401772e\">\n    \t\t\t<h3 data-interaction-id=\"97eb142\" class=\"e-97eb142-91fe9bc e-heading-base\" data-e-type=\"widget\" data-id=\"97eb142\">Sobre mi inversi\u00f3n<\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e46ea1 elementor-widget elementor-widget-n-accordion\" data-id=\"0e46ea1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1490\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1490\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfC\u00f3mo veo mi saldo? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1490\" class=\"elementor-element elementor-element-8534e91 e-con-full e-flex e-con e-child\" data-id=\"8534e91\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<p class=\"e-5a54c98-a994a55 e-paragraph-base\" data-interaction-id=\"5a54c98\" data-e-type=\"widget\" data-id=\"5a54c98\">Tu saldo se actualiza diariamente y puedes verlo en la app Planifica o en la web, ingresando con tu usuario y contrase\u00f1a. Adem\u00e1s, cada mes recibir\u00e1s un estado de cuenta por correo electr\u00f3nico.<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1491\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1491\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfCu\u00e1ndo puedo retirar mi dinero? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1491\" class=\"elementor-element elementor-element-4cf11f3 e-con-full e-flex e-con e-child\" data-id=\"4cf11f3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<p class=\"e-af255b4-70ad6fc e-paragraph-base\" data-interaction-id=\"af255b4\" data-e-type=\"widget\" data-id=\"af255b4\">Una vez cumplido el plazo que elegiste en tu contrato de incorporaci\u00f3n. Puedes solicitar rescates parciales o totales a trav\u00e9s de la app o la web, al menos 8 d\u00edas calendario antes de la fecha de vencimiento. Los pagos se procesan el d\u00eda 20 de cada mes.<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1492\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1492\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfPuedo retirar antes del plazo? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1492\" class=\"elementor-element elementor-element-278f35e e-con-full e-flex e-con e-child\" data-id=\"278f35e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<p class=\"e-56912b3-241f40c e-paragraph-base\" data-interaction-id=\"56912b3\" data-e-type=\"widget\" data-id=\"56912b3\">S\u00ed, en casos de salud o calamidad dom\u00e9stica aceptados por FUTURFID, sin penalidad. En otros casos, el rescate anticipado tiene una penalidad equivalente al rendimiento generado hasta ese momento.<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1493\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1493\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfQu\u00e9 pasa si no retiro al vencimiento? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1493\" class=\"elementor-element elementor-element-d5a5e49 e-con-full e-flex e-con e-child\" data-id=\"d5a5e49\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<p class=\"e-355456c-9ac3f80 e-paragraph-base\" data-interaction-id=\"355456c\" data-e-type=\"widget\" data-id=\"355456c\">Al vencimiento, tu inversi\u00f3n se renueva autom\u00e1ticamente por 12 meses adicionales, pero los d\u00e9bitos mensuales se detienen. Si deseas reactivar tus aportes peri\u00f3dicos, puedes hacerlo en cualquier momento desde la app o la web.<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1494\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1494\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u00bfPuedo registrar un beneficiario? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1494\" class=\"elementor-element elementor-element-916e59e e-con-full e-flex e-con e-child\" data-id=\"916e59e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<p class=\"e-b5846ed-1ab03e9 e-paragraph-base\" data-interaction-id=\"b5846ed\" data-e-type=\"widget\" data-id=\"b5846ed\">S\u00ed. Puedes registrar un beneficiario desde la app. Esa persona tendr\u00e1 derecho a retirar la inversi\u00f3n de la misma forma que el titular.<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9dc2680 e-flex e-con-boxed e-con e-parent\" data-id=\"9dc2680\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<p class=\"e-d03b3ce-ec47524 e-paragraph-base\" data-interaction-id=\"d03b3ce\" data-e-type=\"widget\" data-id=\"d03b3ce\">\u00bfListo para empezar?<\/p>\n\t\t\t\t\t<h2 data-interaction-id=\"3060ed4\" class=\"e-3060ed4-04c23e9 e-heading-base\" data-e-type=\"widget\" data-id=\"3060ed4\">Tu meta <strong>m\u00e1s cerca de lo que crees<\/strong>.<\/h2>\n\t\t\t\t\t<p class=\"e-cc0e3ac-d336287 e-paragraph-base\" data-interaction-id=\"cc0e3ac\" data-e-type=\"widget\" data-id=\"cc0e3ac\">Con Planifica puedes empezar desde USD 100, definir tu aporte mensual desde USD 10 y ver tu dinero crecer mientras t\u00fa te enfocas en lo que importa.<\/p>\n\t\t\t\t\t<button class=\"e-7adc9be-7806edd e-button-base\" data-interaction-id=\"7adc9be\" data-e-type=\"widget\" data-id=\"7adc9be\">\n\t\tAbrir mi cuenta\n\t<\/button>\t\t\t\t\t<p class=\"e-53dcdff-cc34965 e-paragraph-base\" data-interaction-id=\"53dcdff\" data-e-type=\"widget\" data-id=\"53dcdff\">Descargar la app<\/p>\n\t\t<div class=\"elementor-element elementor-element-1ce6dc0 e-con e-atomic-element e-flexbox-base e-1ce6dc0-c9fa2ea \" data-id=\"1ce6dc0\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"1ce6dc0\" data-e-type=\"e-flexbox\" data-id=\"1ce6dc0\">\n    \t\t<div class=\"elementor-element elementor-element-797bccc elementor-widget elementor-widget-image\" data-id=\"797bccc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"212\" height=\"63\" src=\"https:\/\/futurfid.muonlabs.dev\/wp-content\/uploads\/2026\/09\/googleplaybutton.png\" class=\"attachment-large size-large wp-image-1610\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef88e43 elementor-widget elementor-widget-image\" data-id=\"ef88e43\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"189\" height=\"63\" src=\"https:\/\/futurfid.muonlabs.dev\/wp-content\/uploads\/2026\/09\/appstorebutton.png\" class=\"attachment-large size-large wp-image-1609\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n\t\t\t<p class=\"e-9a76828-9c9429e e-paragraph-base\" data-interaction-id=\"9a76828\" data-e-type=\"widget\" data-id=\"9a76828\">Planifica es administrado por ADMINISTRADORA DE FONDOS DE INVERSI\u00d3N Y FIDEICOMISOS FUTURA, FUTURFID S.A. Inscrito en el Catastro P\u00fablico del Mercado de Valores bajo el N\u00b0 2020.G.11.002905, mediante Resoluci\u00f3n N\u00b0 SCVS-INMV-DNAR-2020-00003212. <br>Regulado por la Superintendencia de Compa\u00f1\u00edas, Valores y Seguros del Ecuador. La rentabilidad pasada no garantiza rentabilidad futura.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Inicio \u203a Fondos de Inversi\u00f3n Tu dinero trabajando para lo que m\u00e1s importa. Un fondo de inversi\u00f3n te permite hacer crecer tus ahorros de forma profesional, con respaldo regulatorio y desde montos accesibles. Ideal para quienes piensan en la educaci\u00f3n de sus hijos, su retiro o la compra de un bien en el futuro. Conoce&#8230;<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_post_transparent":"","_kad_post_title":"hide","_kad_post_layout":"fullwidth","_kad_post_sidebar_id":"","_kad_post_content_style":"unboxed","_kad_post_vertical_padding":"hide","_kad_post_feature":"hide","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-1589","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Fondos de Inversi\u00f3n - Futurfid<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fondos de Inversi\u00f3n - Futurfid\" \/>\n<meta property=\"og:description\" content=\"Inicio \u203a Fondos de Inversi\u00f3n Tu dinero trabajando para lo que m\u00e1s importa. 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