{"id":1184,"date":"2026-08-24T04:39:08","date_gmt":"2026-08-24T09:39:08","guid":{"rendered":"https:\/\/futurfid.muonlabs.dev\/?page_id=1184"},"modified":"2026-10-14T09:31:57","modified_gmt":"2026-10-14T14:31:57","slug":"fideicomiso-de-garantia","status":"publish","type":"page","link":"https:\/\/futurfid.muonlabs.dev\/index.php\/negocio-fiduciario-2\/fideicomiso-de-garantia\/","title":{"rendered":"Fideicomiso de Garant\u00eda"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1184\" class=\"elementor elementor-1184\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ef98b1 e-flex e-con-boxed e-con e-parent\" data-id=\"7ef98b1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c7dce4d e-con-full e-flex e-con e-child\" data-id=\"c7dce4d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<p class=\"e-dd041f4-594f916 e-paragraph-base\" data-interaction-id=\"dd041f4\" data-e-type=\"widget\" data-id=\"dd041f4\">Negocio fiduciario \u203a <strong>Garant\u00eda<\/strong><\/p>\n\t\t\t\t\t<h1 data-interaction-id=\"5e38e16\" class=\"e-5e38e16-fbb7b74 e-heading-base\" data-e-type=\"widget\" data-id=\"5e38e16\">Garantiza tus obligaciones <strong>sin  inmovilizar liquidez.<\/strong><\/h1>\n\t\t\t\t\t<p class=\"e-1f20608-76951c5 e-paragraph-base\" data-interaction-id=\"1f20608\" data-e-type=\"widget\" data-id=\"1f20608\">Te ayudamos cuando necesitas respaldar un cr\u00e9dito o una obligaci\u00f3n con bienes de tu empresa, bajo la titularidad jur\u00eddica de un tercero independiente que da certeza al acreedor.<\/p>\n\t\t<div class=\"elementor-element elementor-element-0d526e0 e-con e-atomic-element e-flexbox-base e-0d526e0-8fd2fff \" data-id=\"0d526e0\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"0d526e0\" data-e-type=\"e-flexbox\" data-id=\"0d526e0\">\n    \t\t\t<a href=\"\/#contacto\" target=\"_self\" class=\"e-ae2c4d4-a3a8492 e-button-base\" data-interaction-id=\"ae2c4d4\" data-e-type=\"widget\" data-id=\"ae2c4d4\">\n\t\tHabla con un asesor\n\t<\/a>\t\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e9b8b72 e-flex e-con-boxed e-con e-parent\" data-id=\"e9b8b72\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<h2 data-interaction-id=\"043b3cb\" class=\"e-043b3cb-2cc885f e-heading-base\" data-e-type=\"widget\" data-id=\"043b3cb\">C\u00f3mo <strong>aportamos valor<\/strong><\/h2>\n\t\t\t\t\t<p class=\"e-b6b2e07-e4afb1d e-paragraph-base\" data-interaction-id=\"b6b2e07\" data-e-type=\"widget\" data-id=\"b6b2e07\">El constituyente aporta bienes al fideicomiso, que asume su titularidad jur\u00eddica. el fideicomiso administra la estructura y pone los bienes a disposici\u00f3n del acreedor solo si se produce un incumplimiento \u2014 con las reglas claras desde el inicio y el uso de los bienes garantizado mediante comodato precario.<\/p>\n\t\t<div class=\"elementor-element elementor-element-d568a83 e-con-full e-grid e-con e-child\" data-id=\"d568a83\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5771c2b e-con e-atomic-element e-flexbox-base e-5771c2b-0474b31 \" data-id=\"5771c2b\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"5771c2b\" data-e-type=\"e-flexbox\" data-id=\"5771c2b\">\n    \t\t<div class=\"elementor-element elementor-element-e5797fc elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"e5797fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"52\" height=\"52\" viewBox=\"0 0 52 52\" fill=\"none\"><rect width=\"52\" height=\"52\" rx=\"10\" fill=\"#F1F5F9\"><\/rect><path d=\"M26.3401 35.9503C30.4997 34.5003 33.9994 32.0002 33.9994 27V19.9998C33.9994 19.7346 33.894 19.4802 33.7065 19.2927C33.519 19.1051 33.2647 18.9998 32.9995 18.9998C30.9997 18.9998 28.5099 17.8097 26.7601 16.2797C26.5483 16.0987 26.2788 15.9992 26.0002 15.9992C25.7216 15.9992 25.4521 16.0987 25.2403 16.2797C23.5004 17.7997 21.0007 18.9998 19.0009 18.9998C18.7357 18.9998 18.4814 19.1051 18.2938 19.2927C18.1063 19.4802 18.001 19.7346 18.001 19.9998V27C18.001 32.0002 21.5006 34.5003 25.6702 35.9403C25.8857 36.0206 26.1223 36.0241 26.3401 35.9503Z\" stroke=\"#0072CE\" stroke-width=\"2\" stroke-linecap=\"round\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-08e5bb5 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"08e5bb5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<h3 data-interaction-id=\"227ab5f\" class=\"e-227ab5f-446e6bf e-heading-base\" data-e-type=\"widget\" data-id=\"227ab5f\">Garant\u00eda sin comprometer liquidez<\/h3>\n\t\t\t\t\t<p class=\"e-0fd9adb-e0bad33 e-paragraph-base\" data-interaction-id=\"0fd9adb\" data-e-type=\"widget\" data-id=\"0fd9adb\">La empresa aporta como garant\u00eda lo que ya tiene \u2014 participaciones, bienes o cartera \u2014 sin comprometer su liquidez operativa, conservando el uso de los bienes mediante comodato precario.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-34fb3d0 e-con e-atomic-element e-flexbox-base e-34fb3d0-01c2e73 \" data-id=\"34fb3d0\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"34fb3d0\" data-e-type=\"e-flexbox\" data-id=\"34fb3d0\">\n    \t\t<div class=\"elementor-element elementor-element-31bec39 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"31bec39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"52\" height=\"52\" viewBox=\"0 0 52 52\" fill=\"none\"><rect width=\"52\" height=\"52\" rx=\"10\" fill=\"#F0F4FA\"><\/rect><circle cx=\"26\" cy=\"26\" r=\"10\" stroke=\"#0679BC\" stroke-width=\"2\" stroke-linecap=\"round\"><\/circle><circle cx=\"26\" cy=\"26\" r=\"6.25\" stroke=\"#0679BC\" stroke-width=\"1.5\" stroke-linecap=\"round\"><\/circle><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8479c5d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"8479c5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<h3 data-interaction-id=\"033897d\" class=\"e-033897d-e9a4b56 e-heading-base\" data-e-type=\"widget\" data-id=\"033897d\">Certeza real para el acreedor<\/h3>\n\t\t\t\t\t<p class=\"e-1683f6b-742d970 e-paragraph-base\" data-interaction-id=\"1683f6b\" data-e-type=\"widget\" data-id=\"1683f6b\">El acreedor recibe certeza real: los bienes est\u00e1n bajo titularidad jur\u00eddica del fideicomiso, separados del patrimonio del deudor y ejecutables conforme al contrato.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-99151d1 e-con e-atomic-element e-flexbox-base e-99151d1-4c045ca \" data-id=\"99151d1\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"99151d1\" data-e-type=\"e-flexbox\" data-id=\"99151d1\">\n    \t\t<div class=\"elementor-element elementor-element-3d35a87 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"3d35a87\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"52\" height=\"52\" viewBox=\"0 0 52 52\" fill=\"none\"><rect width=\"52\" height=\"52\" rx=\"10\" fill=\"#F0F4FA\"><\/rect><path d=\"M18.5328 27.7959C18.673 27.8937 18.8354 27.9453 19.0009 27.9447H25.1252C25.2668 27.9442 25.4063 27.9818 25.5318 28.0544C25.6574 28.127 25.7652 28.2323 25.8461 28.3614C25.927 28.4905 25.9784 28.6395 25.9961 28.7955C26.0138 28.9516 25.9972 29.11 25.9477 29.2574L24.2678 35.111C24.2415 35.2173 24.2485 35.3304 24.2877 35.4317C24.3268 35.5331 24.3958 35.6166 24.4833 35.6686C24.5708 35.7206 24.6716 35.738 24.7692 35.718C24.8667 35.6979 24.9553 35.6416 25.0203 35.5583L33.6818 25.6402C33.7861 25.4973 33.8518 25.3245 33.8712 25.1417C33.8906 24.959 33.863 24.7739 33.7915 24.6079C33.7201 24.4419 33.6077 24.3019 33.4675 24.2041C33.3272 24.1062 33.1649 24.0546 32.9994 24.0553H26.875C26.7335 24.0558 26.594 24.0181 26.4685 23.9455C26.3429 23.873 26.2351 23.7676 26.1542 23.6385C26.0733 23.5095 26.0219 23.3605 26.0042 23.2045C25.9865 23.0484 26.0031 22.8899 26.0526 22.7426L27.7325 16.889C27.7588 16.7827 27.7518 16.6695 27.7126 16.5682C27.6735 16.4669 27.6045 16.3834 27.517 16.3313C27.4295 16.2793 27.3287 16.2619 27.2311 16.282C27.1335 16.302 27.045 16.3583 26.98 16.4417L18.3185 26.3598C18.2142 26.5026 18.1485 26.6755 18.1291 26.8582C18.1097 27.041 18.1373 27.2261 18.2088 27.3921C18.2802 27.558 18.3926 27.6981 18.5328 27.7959Z\" stroke=\"#0679BC\" stroke-width=\"2\" stroke-linecap=\"round\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d119df elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1d119df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<h3 data-interaction-id=\"74f8af3\" class=\"e-74f8af3-a10885b e-heading-base\" data-e-type=\"widget\" data-id=\"74f8af3\">Ejecuci\u00f3n \u00e1gil y transparente<\/h3>\n\t\t\t\t\t<p class=\"e-0262b32-b0db54b e-paragraph-base\" data-interaction-id=\"0262b32\" data-e-type=\"widget\" data-id=\"0262b32\">El proceso de ejecuci\u00f3n es transparente y predefinido: ni el deudor ni el acreedor deciden unilateralmente; el contrato lo regula todo.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-e72cf49 e-con e-atomic-element e-flexbox-base e-e72cf49-b5370c6 \" data-id=\"e72cf49\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"e72cf49\" data-e-type=\"e-flexbox\" data-id=\"e72cf49\">\n    \t\t<div class=\"elementor-element elementor-element-7d8eacf elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"7d8eacf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"52\" height=\"52\" viewBox=\"0 0 52 52\" fill=\"none\"><rect width=\"52\" height=\"52\" rx=\"10\" fill=\"#F0F4FA\"><\/rect><path d=\"M28.501 21.8027C28.7757 22.5927 29.5134 23.1285 30.3496 23.1455L36.4424 23.2695L31.5859 26.9512C30.9194 27.4565 30.6378 28.3234 30.8799 29.124L32.6445 34.958L27.6426 31.4766C26.9559 30.9988 26.0441 30.9988 25.3574 31.4766L20.3555 34.958L22.1201 29.124C22.3622 28.3234 22.0806 27.4565 21.4141 26.9512L16.5576 23.2695L22.6504 23.1455C23.4866 23.1285 24.2243 22.5927 24.499 21.8027L26.5 16.0459L28.501 21.8027Z\" stroke=\"#0679BC\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-490546d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"490546d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<h3 data-interaction-id=\"fbd15c3\" class=\"e-fbd15c3-2085fac e-heading-base\" data-e-type=\"widget\" data-id=\"fbd15c3\">Cumplimiento y trayectoria<\/h3>\n\t\t\t\t\t<p class=\"e-70d808e-7fe336c e-paragraph-base\" data-interaction-id=\"70d808e\" data-e-type=\"widget\" data-id=\"70d808e\">Cumplimiento regulatorio y el respaldo de una entidad con m\u00e1s de 30 a\u00f1os de trayectoria, aceptada por banca internacional y organismos multilaterales.<\/p>\n\t\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4da6f92 e-flex e-con-boxed e-con e-parent\" data-id=\"4da6f92\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-944ab13 e-con e-atomic-element e-flexbox-base e-944ab13-cd3401f \" data-id=\"944ab13\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"944ab13\" data-e-type=\"e-flexbox\" data-id=\"944ab13\">\n    \t\t\t<p class=\"e-638a0ba-6d03539 e-paragraph-base\" data-interaction-id=\"638a0ba\" data-e-type=\"widget\" data-id=\"638a0ba\">\u00bfC\u00f3mo funciona?<\/p>\n\t\t\t\t\t<h2 data-interaction-id=\"4604521\" class=\"e-4604521-439bc94 e-heading-base\" data-e-type=\"widget\" data-id=\"4604521\">Una estructura que convierte tus<strong> activos en garant\u00eda real, con reglas <\/strong>claras para todas las partes.<\/h2>\n\t\t\t\t\t<p class=\"e-90bd9e2-09e5b5a e-paragraph-base\" data-interaction-id=\"90bd9e2\" data-e-type=\"widget\" data-id=\"90bd9e2\">El proceso es simple y trazable: en cuatro etapas, los bienes del constituyente se transfieren al fideicomiso, que asume su titularidad jur\u00eddica. Los bienes respaldan la obligaci\u00f3n y se restituyen al constituyente cuando esta se cancela.<\/p>\n\t\t\t\t\t<p class=\"e-62f110d-fd1315a e-paragraph-base\" data-interaction-id=\"62f110d\" data-e-type=\"widget\" data-id=\"62f110d\"><\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-880fbd7 e-con-full e-grid e-con e-child\" data-id=\"880fbd7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-40328fc e-con e-atomic-element e-flexbox-base e-40328fc-6ebc939 \" data-id=\"40328fc\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"40328fc\" data-e-type=\"e-flexbox\" data-id=\"40328fc\">\n    \t\t<div class=\"elementor-element elementor-element-8c7a6f4 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"8c7a6f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><rect width=\"48\" height=\"48\" rx=\"24\" fill=\"#0F2547\"><\/rect><path d=\"M20.512 30.698C19.492 30.698 18.568 30.422 17.74 29.87C16.912 29.318 16.258 28.55 15.778 27.566C15.31 26.57 15.076 25.424 15.076 24.128C15.076 22.82 15.31 21.68 15.778 20.708C16.246 19.724 16.888 18.962 17.704 18.422C18.52 17.87 19.444 17.594 20.476 17.594C21.52 17.594 22.45 17.87 23.266 18.422C24.082 18.962 24.724 19.724 25.192 20.708C25.672 21.692 25.912 22.838 25.912 24.146C25.912 25.454 25.672 26.6 25.192 27.584C24.724 28.568 24.082 29.336 23.266 29.888C22.462 30.428 21.544 30.698 20.512 30.698ZM20.494 28.196C21.022 28.196 21.478 28.046 21.862 27.746C22.246 27.434 22.54 26.978 22.744 26.378C22.96 25.766 23.068 25.022 23.068 24.146C23.068 23.258 22.96 22.514 22.744 21.914C22.54 21.314 22.246 20.864 21.862 20.564C21.478 20.252 21.016 20.096 20.476 20.096C19.96 20.096 19.504 20.246 19.108 20.546C18.724 20.846 18.43 21.296 18.226 21.896C18.022 22.496 17.92 23.24 17.92 24.128C17.92 25.016 18.022 25.76 18.226 26.36C18.43 26.96 18.724 27.416 19.108 27.728C19.504 28.04 19.966 28.196 20.494 28.196ZM29.2963 30.5V17.792H32.1043V30.5H29.2963ZM26.8483 20.186V17.792H31.9243V20.186H26.8483Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<b>Aporte de los bienes<\/b>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tEl constituyente transfiere al fideicomiso los bienes que actuar\u00e1n como garant\u00eda \u2014 participaciones societarias, bienes muebles o inmuebles o cartera de cr\u00e9ditos. La transferencia queda registrada y es irrevocable mientras dure la obligaci\u00f3n.\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90798d2 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"90798d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><rect width=\"48\" height=\"48\" rx=\"24\" fill=\"#0F2547\"><\/rect><path d=\"M19.344 30.176C18.4373 30.176 17.616 29.9307 16.88 29.44C16.144 28.9493 15.5627 28.2667 15.136 27.392C14.72 26.5067 14.512 25.488 14.512 24.336C14.512 23.1733 14.72 22.16 15.136 21.296C15.552 20.4213 16.1227 19.744 16.848 19.264C17.5733 18.7733 18.3947 18.528 19.312 18.528C20.24 18.528 21.0667 18.7733 21.792 19.264C22.5173 19.744 23.088 20.4213 23.504 21.296C23.9307 22.1707 24.144 23.1893 24.144 24.352C24.144 25.5147 23.9307 26.5333 23.504 27.408C23.088 28.2827 22.5173 28.9653 21.792 29.456C21.0773 29.936 20.2613 30.176 19.344 30.176ZM19.328 27.952C19.7973 27.952 20.2027 27.8187 20.544 27.552C20.8853 27.2747 21.1467 26.8693 21.328 26.336C21.52 25.792 21.616 25.1307 21.616 24.352C21.616 23.5627 21.52 22.9013 21.328 22.368C21.1467 21.8347 20.8853 21.4347 20.544 21.168C20.2027 20.8907 19.792 20.752 19.312 20.752C18.8533 20.752 18.448 20.8853 18.096 21.152C17.7547 21.4187 17.4933 21.8187 17.312 22.352C17.1307 22.8853 17.04 23.5467 17.04 24.336C17.04 25.1253 17.1307 25.7867 17.312 26.32C17.4933 26.8533 17.7547 27.2587 18.096 27.536C18.448 27.8133 18.8587 27.952 19.328 27.952ZM25.0403 28.592L29.3763 24.112C29.6429 23.8453 29.8563 23.6 30.0163 23.376C30.1763 23.152 30.2936 22.944 30.3683 22.752C30.4429 22.5493 30.4803 22.3467 30.4803 22.144C30.4803 21.7067 30.3363 21.3653 30.0483 21.12C29.7709 20.864 29.4029 20.736 28.9443 20.736C28.4963 20.736 28.0909 20.8587 27.7283 21.104C27.3763 21.3387 27.0349 21.728 26.7043 22.272L25.0243 20.816C25.4723 20.0587 26.0429 19.488 26.7363 19.104C27.4296 18.72 28.2243 18.528 29.1203 18.528C29.8989 18.528 30.5709 18.672 31.1363 18.96C31.7123 19.248 32.1549 19.6587 32.4643 20.192C32.7843 20.7253 32.9443 21.3493 32.9443 22.064C32.9443 22.512 32.8856 22.928 32.7683 23.312C32.6509 23.6853 32.4589 24.0587 32.1923 24.432C31.9363 24.7947 31.5896 25.1947 31.1523 25.632L28.1443 28.624L25.0403 28.592ZM25.0403 30V28.592L27.1683 27.856H33.1683V30H25.0403Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<b>Constituci\u00f3n del patrimonio aut\u00f3nomo<\/b>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tSe constituye un patrimonio aut\u00f3nomo separado del patrimonio del constituyente y de la fiduciaria. Los bienes quedan afectados exclusivamente al cumplimiento de la obligaci\u00f3n garantizada y no pueden ser objeto de medidas cautelares por obligaciones ajenas al fideicomiso.\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2b7116 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"a2b7116\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><rect width=\"48\" height=\"48\" rx=\"24\" fill=\"#0F2547\"><\/rect><path d=\"M19.344 30.176C18.4373 30.176 17.616 29.9307 16.88 29.44C16.144 28.9493 15.5627 28.2667 15.136 27.392C14.72 26.5067 14.512 25.488 14.512 24.336C14.512 23.1733 14.72 22.16 15.136 21.296C15.552 20.4213 16.1227 19.744 16.848 19.264C17.5733 18.7733 18.3947 18.528 19.312 18.528C20.24 18.528 21.0667 18.7733 21.792 19.264C22.5173 19.744 23.088 20.4213 23.504 21.296C23.9307 22.1707 24.144 23.1893 24.144 24.352C24.144 25.5147 23.9307 26.5333 23.504 27.408C23.088 28.2827 22.5173 28.9653 21.792 29.456C21.0773 29.936 20.2613 30.176 19.344 30.176ZM19.328 27.952C19.7973 27.952 20.2027 27.8187 20.544 27.552C20.8853 27.2747 21.1467 26.8693 21.328 26.336C21.52 25.792 21.616 25.1307 21.616 24.352C21.616 23.5627 21.52 22.9013 21.328 22.368C21.1467 21.8347 20.8853 21.4347 20.544 21.168C20.2027 20.8907 19.792 20.752 19.312 20.752C18.8533 20.752 18.448 20.8853 18.096 21.152C17.7547 21.4187 17.4933 21.8187 17.312 22.352C17.1307 22.8853 17.04 23.5467 17.04 24.336C17.04 25.1253 17.1307 25.7867 17.312 26.32C17.4933 26.8533 17.7547 27.2587 18.096 27.536C18.448 27.8133 18.8587 27.952 19.328 27.952ZM28.7043 30.176C27.9256 30.176 27.2109 30.0427 26.5603 29.776C25.9096 29.4987 25.3603 29.104 24.9123 28.592L26.5283 26.976C26.7309 27.2747 27.0243 27.52 27.4083 27.712C27.8029 27.8933 28.2189 27.984 28.6562 27.984C29.0509 27.984 29.3923 27.9147 29.6803 27.776C29.9683 27.6373 30.1923 27.44 30.3523 27.184C30.5229 26.928 30.6083 26.624 30.6083 26.272C30.6083 25.92 30.5229 25.6213 30.3523 25.376C30.1923 25.12 29.9523 24.9227 29.6323 24.784C29.3229 24.6453 28.9496 24.576 28.5123 24.576C28.3096 24.576 28.0963 24.592 27.8723 24.624C27.6589 24.6453 27.4776 24.6827 27.3283 24.736L28.4323 23.344C28.7309 23.2587 29.0136 23.1893 29.2803 23.136C29.5576 23.072 29.8136 23.04 30.0483 23.04C30.6243 23.04 31.1416 23.1787 31.6003 23.456C32.0589 23.7227 32.4216 24.1067 32.6883 24.608C32.9656 25.0987 33.1042 25.6853 33.1042 26.368C33.1042 27.1147 32.9176 27.776 32.5443 28.352C32.1816 28.928 31.6696 29.376 31.0083 29.696C30.3576 30.016 29.5896 30.176 28.7043 30.176ZM27.3283 24.736V23.344L30.0803 20.112L32.8963 20.096L30.0323 23.36L27.3283 24.736ZM25.6163 20.832V18.704H32.8963V20.096L30.9283 20.832H25.6163Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<b>Titularidad jur\u00eddica y comodato precario<\/b>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tEl fideicomiso mantiene la titularidad jur\u00eddica de los bienes conforme al contrato, lleva la contabilidad, reporta peri\u00f3dicamente a las partes y act\u00faa conforme a las instrucciones pactadas. El uso y goce de los bienes se otorga en comodato precario al constituyente o a quien este designe, mientras la obligaci\u00f3n est\u00e9 vigente y no se haya producido un evento de incumplimiento.\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8133c5d elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"8133c5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><rect width=\"48\" height=\"48\" rx=\"24\" fill=\"#0F2547\"><\/rect><path d=\"M18.844 30.176C17.9373 30.176 17.116 29.9307 16.38 29.44C15.644 28.9493 15.0627 28.2667 14.636 27.392C14.22 26.5067 14.012 25.488 14.012 24.336C14.012 23.1733 14.22 22.16 14.636 21.296C15.052 20.4213 15.6227 19.744 16.348 19.264C17.0733 18.7733 17.8947 18.528 18.812 18.528C19.74 18.528 20.5667 18.7733 21.292 19.264C22.0173 19.744 22.588 20.4213 23.004 21.296C23.4307 22.1707 23.644 23.1893 23.644 24.352C23.644 25.5147 23.4307 26.5333 23.004 27.408C22.588 28.2827 22.0173 28.9653 21.292 29.456C20.5773 29.936 19.7613 30.176 18.844 30.176ZM18.828 27.952C19.2973 27.952 19.7027 27.8187 20.044 27.552C20.3853 27.2747 20.6467 26.8693 20.828 26.336C21.02 25.792 21.116 25.1307 21.116 24.352C21.116 23.5627 21.02 22.9013 20.828 22.368C20.6467 21.8347 20.3853 21.4347 20.044 21.168C19.7027 20.8907 19.292 20.752 18.812 20.752C18.3533 20.752 17.948 20.8853 17.596 21.152C17.2547 21.4187 16.9933 21.8187 16.812 22.352C16.6307 22.8853 16.54 23.5467 16.54 24.336C16.54 25.1253 16.6307 25.7867 16.812 26.32C16.9933 26.8533 17.2547 27.2587 17.596 27.536C17.948 27.8133 18.3587 27.952 18.828 27.952ZM24.4923 26.08L28.2043 18.704H30.9403L27.1483 26.08H24.4923ZM24.4923 27.488V26.08L25.3243 25.36H33.5483V27.488H24.4923ZM29.8203 30V23.008H32.2843V30H29.8203Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<b>Ejecuci\u00f3n o liberaci\u00f3n<\/b>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tSi se produce un evento de incumplimiento, el fideicomiso ejecuta el procedimiento pactado en el contrato para obtener los recursos destinados al pago. Si la obligaci\u00f3n se cancela \u00edntegramente, los bienes se devuelven al constituyente y el fideicomiso se extingue.\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-472184b-2494917 e-paragraph-base\" data-interaction-id=\"472184b\" data-e-type=\"widget\" data-id=\"472184b\"><strong>\u00bfQu\u00e9 es un patrimonio aut\u00f3nomo?<\/strong><\/p>\n\t\t\t\t\t<p class=\"e-7d4e83c-38e2e10 e-paragraph-base\" data-interaction-id=\"7d4e83c\" data-e-type=\"widget\" data-id=\"7d4e83c\"><a href=\"https:\/\/futurfid.muonlabs.dev\/index.php\/negocio-fiduciario-2\/\" target=\"_self\" class=\"e-paragraph-link-base\">\n\t\tNegocio fiduciario\n\t<\/a><\/p>\n\t\t\t\t\t<p class=\"e-f19d234-53092cb e-paragraph-base\" data-interaction-id=\"f19d234\" data-e-type=\"widget\" data-id=\"f19d234\"><\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-528a8a2 e-con e-atomic-element e-flexbox-base e-528a8a2-83c729f \" data-id=\"528a8a2\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"528a8a2\" data-e-type=\"e-flexbox\" data-id=\"528a8a2\">\n    \t\t\t<img fetchpriority=\"high\" decoding=\"async\" class=\"e-image-base e-4313aca-95ccbea\" data-interaction-id=\"4313aca\" data-e-type=\"widget\" data-id=\"4313aca\" id=\"1288\" src=\"https:\/\/futurfid.muonlabs.dev\/wp-content\/uploads\/2026\/08\/activosgarantia.jpg\" width=\"520\" height=\"623\" srcset=\"https:\/\/futurfid.muonlabs.dev\/wp-content\/uploads\/2026\/08\/activosgarantia.jpg 520w, https:\/\/futurfid.muonlabs.dev\/wp-content\/uploads\/2026\/08\/activosgarantia-250x300.jpg 250w\" alt=\"\"\/>\t\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ec87620 e-flex e-con-boxed e-con e-parent\" data-id=\"ec87620\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<p class=\"e-7faa8a5-90e8ebf e-paragraph-base\" data-interaction-id=\"7faa8a5\" data-e-type=\"widget\" data-id=\"7faa8a5\">C\u00f3mo fluye la garant\u00eda<\/p>\n\t\t\t\t\t<h2 data-interaction-id=\"8dd201f\" class=\"e-8dd201f-d369372 e-heading-base\" data-e-type=\"widget\" data-id=\"8dd201f\">Cuando el acreedor necesita certeza sobre los <strong>bienes, la titularidad fiduciaria la da.<\/strong><\/h2>\n\t\t\t\t\t<p class=\"e-d7a7216-af4b5a5 e-paragraph-base\" data-interaction-id=\"d7a7216\" data-e-type=\"widget\" data-id=\"d7a7216\">Esta es la aplicaci\u00f3n m\u00e1s exigente de la garant\u00eda fiduciaria. El constituyente aporta sus bienes; el fideicomiso asume la titularidad jur\u00eddica de forma independiente y otorga comodato precario al constituyente o a quien este designe para el uso de esos bienes. El acreedor sabe que, en caso de incumplimiento, el procedimiento de ejecuci\u00f3n est\u00e1 predefinido y no depende del deudor.<\/p>\n\t\t<div class=\"elementor-element elementor-element-4f57f5f e-con-full e-grid e-con e-child\" data-id=\"4f57f5f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-43e44c5 e-con e-atomic-element e-flexbox-base e-43e44c5-12b0554 \" data-id=\"43e44c5\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"43e44c5\" data-e-type=\"e-flexbox\" data-id=\"43e44c5\">\n    \t\t\t<p class=\"e-fa46dfd-fa0b110 e-paragraph-base\" data-interaction-id=\"fa46dfd\" data-e-type=\"widget\" data-id=\"fa46dfd\">01.<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"a148215\" class=\"e-a148215-6195f8f e-heading-base\" data-e-type=\"widget\" data-id=\"a148215\">Constituyente<\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-8261798 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"8261798\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-2e11e44-ab66f98 e-paragraph-base\" data-interaction-id=\"2e11e44\" data-e-type=\"widget\" data-id=\"2e11e44\">Aporta bienes al fideicomiso: participaciones, bienes o cartera. Conserva el uso mediante comodato precario.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-43d6f10 e-con e-atomic-element e-flexbox-base e-43d6f10-be042cd \" data-id=\"43d6f10\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"43d6f10\" data-e-type=\"e-flexbox\" data-id=\"43d6f10\">\n    \t\t\t<p class=\"e-282c1f4-0d976f4 e-paragraph-base\" data-interaction-id=\"282c1f4\" data-e-type=\"widget\" data-id=\"282c1f4\">Aporta bienes<\/p>\n\t\t\t\t<div class=\"elementor-element elementor-element-3476c79 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"3476c79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-6827c96 e-con e-atomic-element e-flexbox-base e-6827c96-35dc5c5 \" data-id=\"6827c96\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"6827c96\" data-e-type=\"e-flexbox\" data-id=\"6827c96\">\n    \t\t\t<p class=\"e-1802196-f88f66d e-paragraph-base\" data-interaction-id=\"1802196\" data-e-type=\"widget\" data-id=\"1802196\">02.<\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"3e3bb8c\" class=\"e-3e3bb8c-d740e59 e-heading-base\" data-e-type=\"widget\" data-id=\"3e3bb8c\">Fideicomiso<\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-7510826 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7510826\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-c962765-f0b24e2 e-paragraph-base\" data-interaction-id=\"c962765\" data-e-type=\"widget\" data-id=\"c962765\">Adquiere la titularidad jur\u00eddica de los bienes de forma independiente.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-adb7cb9 e-con e-atomic-element e-flexbox-base e-adb7cb9-fef256d \" data-id=\"adb7cb9\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"adb7cb9\" data-e-type=\"e-flexbox\" data-id=\"adb7cb9\">\n    \t\t\t<p class=\"e-17e492f-a6c25d7 e-paragraph-base\" data-interaction-id=\"17e492f\" data-e-type=\"widget\" data-id=\"17e492f\">Certeza de garant\u00eda<\/p>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c734a2 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"3c734a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-0e4914b e-con e-atomic-element e-flexbox-base e-0e4914b-ef89961 \" data-id=\"0e4914b\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"0e4914b\" data-e-type=\"e-flexbox\" data-id=\"0e4914b\">\n    \t\t\t<p class=\"e-742bfd5-e7d5942 e-paragraph-base\" data-interaction-id=\"742bfd5\" data-e-type=\"widget\" data-id=\"742bfd5\">03. <\/p>\n\t\t\t\t\t<h3 data-interaction-id=\"044fc17\" class=\"e-044fc17-11b9de2 e-heading-base\" data-e-type=\"widget\" data-id=\"044fc17\">Acreedor<\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-e17c542 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"e17c542\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-161c0ee-2d257bf e-paragraph-base\" data-interaction-id=\"161c0ee\" data-e-type=\"widget\" data-id=\"161c0ee\">Banca local, internacional u organismo multilateral.<\/p>\n\t\t\n<\/div>\n\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-49eb292 e-con-full e-grid e-con e-child\" data-id=\"49eb292\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-e664a4a e-con e-atomic-element e-flexbox-base e-e664a4a-3852bf5 \" data-id=\"e664a4a\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"e664a4a\" data-e-type=\"e-flexbox\" data-id=\"e664a4a\">\n    \t\t<div class=\"elementor-element elementor-element-8c2b4e4 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"8c2b4e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tSi cumplimiento: bienes regresan al Constituyente\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-7736192 e-con e-atomic-element e-flexbox-base e-7736192-f0b75b1 \" data-id=\"7736192\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"7736192\" data-e-type=\"e-flexbox\" data-id=\"7736192\">\n    \t\t<div class=\"elementor-element elementor-element-f2f76ce elementor-position-inline-end elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"f2f76ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tSi incumplimiento: ejecuci\u00f3n \u2192 pago al Acreedor\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<p class=\"e-2c59128-2f3b5bd e-paragraph-base\" data-interaction-id=\"2c59128\" data-e-type=\"widget\" data-id=\"2c59128\">As\u00ed estructuramos garant\u00edas aceptadas por banca local, banca internacional y organismos multilaterales de desarrollo \u2014 con m\u00e1s de 30 a\u00f1os de trayectoria en el mercado ecuatoriano.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-81bdee8 e-flex e-con-boxed e-con e-parent\" data-id=\"81bdee8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<p class=\"e-6100058-53be524 e-paragraph-base\" data-interaction-id=\"6100058\" data-e-type=\"widget\" data-id=\"6100058\">Aplicaciones<\/p>\n\t\t\t\t\t<h2 data-interaction-id=\"1d320bb\" class=\"e-1d320bb-4d8e4a3 e-heading-base\" data-e-type=\"widget\" data-id=\"1d320bb\">Una estructura \u00fatil para<strong> distintas necesidades de garant\u00eda corporativa.<\/strong><\/h2>\n\t\t\t\t\t<p class=\"e-fae076b-5f1182f e-paragraph-base\" data-interaction-id=\"fae076b\" data-e-type=\"widget\" data-id=\"fae076b\">El fideicomiso de garant\u00eda se adapta al tipo de activo que el constituyente quiere aportar. <br>Estas son sus aplicaciones m\u00e1s frecuentes:<\/p>\n\t\t<div class=\"elementor-element elementor-element-f9a8a5f e-con-full e-grid e-con e-child\" data-id=\"f9a8a5f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9fcf535 e-con e-atomic-element e-flexbox-base e-9fcf535-f92630b \" data-id=\"9fcf535\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"9fcf535\" data-e-type=\"e-flexbox\" data-id=\"9fcf535\">\n    \t\t\t<h3 data-interaction-id=\"ae72e7e\" class=\"e-ae72e7e-5421bca e-heading-base\" data-e-type=\"widget\" data-id=\"ae72e7e\"><strong>Garant\u00eda de cartera<\/strong><\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b1be36 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5b1be36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-a2693f4-9c6ee47 e-paragraph-base\" data-interaction-id=\"a2693f4\" data-e-type=\"widget\" data-id=\"a2693f4\">El constituyente transfiere al fideicomiso una cartera de cr\u00e9ditos o cuentas por cobrar. El fideicomiso mantiene la titularidad jur\u00eddica de esa cartera, que sirve como garant\u00eda ante el acreedor. Si la obligaci\u00f3n se cancela \u00edntegramente, la cartera se restituye al constituyente; si se produce un incumplimiento, se ejecuta el procedimiento pactado en el contrato.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-1c90420 e-con e-atomic-element e-flexbox-base e-1c90420-bddb956 \" data-id=\"1c90420\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"1c90420\" data-e-type=\"e-flexbox\" data-id=\"1c90420\">\n    \t\t\t<h3 data-interaction-id=\"1d0797e\" class=\"e-1d0797e-1c680ff e-heading-base\" data-e-type=\"widget\" data-id=\"1d0797e\"><strong>Garant\u00eda de participaciones societarias<\/strong><\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-06034cf elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"06034cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-f9e7e16-a26f118 e-paragraph-base\" data-interaction-id=\"f9e7e16\" data-e-type=\"widget\" data-id=\"f9e7e16\">Las participaciones o acciones de una empresa se transfieren al fideicomiso, que asume su titularidad jur\u00eddica. En las decisiones societarias, el contrato generalmente delega la participaci\u00f3n al constituyente con autorizaci\u00f3n previa del beneficiario, quien informa al fideicomiso las decisiones adoptadas. El constituyente conserva el uso y goce de los bienes mediante comodato precario. Si la obligaci\u00f3n se cancela, las participaciones se restituyen al constituyente.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-6a976a4 e-con e-atomic-element e-flexbox-base e-6a976a4-17e948e \" data-id=\"6a976a4\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"6a976a4\" data-e-type=\"e-flexbox\" data-id=\"6a976a4\">\n    \t\t\t<h3 data-interaction-id=\"20c934c\" class=\"e-20c934c-3c16139 e-heading-base\" data-e-type=\"widget\" data-id=\"20c934c\"><strong>Garant\u00eda de bienes muebles o inmuebles<\/strong><\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-ddb93fe elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"ddb93fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-12ec11d-c429cdb e-paragraph-base\" data-interaction-id=\"12ec11d\" data-e-type=\"widget\" data-id=\"12ec11d\">Equipos, veh\u00edculos, maquinaria u otros activos de la empresa se transfieren al fideicomiso, que asume la titularidad jur\u00eddica. El constituyente conserva el uso de los bienes mediante comodato precario. En caso de incumplimiento, la ejecuci\u00f3n sigue el procedimiento pactado en el contrato, sin necesidad de un proceso judicial ordinario.<\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-98630f1 e-con e-atomic-element e-flexbox-base e-98630f1-d59b545 \" data-id=\"98630f1\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"98630f1\" data-e-type=\"e-flexbox\" data-id=\"98630f1\">\n    \t\t\t<h3 data-interaction-id=\"ebe7b7c\" class=\"e-ebe7b7c-99f5691 e-heading-base\" data-e-type=\"widget\" data-id=\"ebe7b7c\"><strong>Resguardo de flujos para banca internacional<\/strong><\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc25114 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"cc25114\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-0040a7d-8cd6e08 e-paragraph-base\" data-interaction-id=\"0040a7d\" data-e-type=\"widget\" data-id=\"0040a7d\">Cuando un acreedor externo exige una garant\u00eda sobre bienes con est\u00e1ndares internacionales, la estructura fiduciaria ecuatoriana \u2014 con el fideicomiso como titular jur\u00eddico independiente \u2014 provee el nivel de certeza y trazabilidad que bancos e instituciones multilaterales requieren.<\/p>\n\t\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c0fb5a1 e-flex e-con-boxed e-con e-parent\" data-id=\"c0fb5a1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ac0812b e-con-full e-grid e-con e-child\" data-id=\"ac0812b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f637d66 e-con e-atomic-element e-flexbox-base e-f637d66-6a96c84 \" data-id=\"f637d66\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"f637d66\" data-e-type=\"e-flexbox\" data-id=\"f637d66\">\n    \t\t\t<p class=\"e-e3adc53-d80b0b4 e-paragraph-base\" data-interaction-id=\"e3adc53\" data-e-type=\"widget\" data-id=\"e3adc53\">\u00bfCu\u00e1ndo elegir este fideicomiso?<\/p>\n\t\t\t\t\t<h2 data-interaction-id=\"207a462\" class=\"e-207a462-4f4c823 e-heading-base\" data-e-type=\"widget\" data-id=\"207a462\">\u00bfCu\u00e1ndo elegir este <strong>fideicomiso<\/strong>?<\/h2>\n\t\t\t\t\t<p class=\"e-dc52598-aec0fad e-paragraph-base\" data-interaction-id=\"dc52598\" data-e-type=\"widget\" data-id=\"dc52598\">Es la estructura id\u00f3nea en los siguientes escenarios corporativos:<\/p>\n\t\t\t\t\t<p class=\"e-d596ddd-93808a6 e-paragraph-base\" data-interaction-id=\"d596ddd\" data-e-type=\"widget\" data-id=\"d596ddd\"><\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-ce7c2ad e-con e-atomic-element e-flexbox-base e-ce7c2ad-d325ce6 \" data-id=\"ce7c2ad\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"ce7c2ad\" data-e-type=\"e-flexbox\" data-id=\"ce7c2ad\">\n    \t\t<div class=\"elementor-element elementor-element-201b214 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"201b214\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tCuando un banco, fondo de inversi\u00f3n u organismo multilateral exige una garant\u00eda sobre bienes con titularidad fiduciaria independiente y procedimiento de ejecuci\u00f3n predefinido.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1343140 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"1343140\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tCuando la empresa quiere respaldar una obligaci\u00f3n aportando bienes al fideicomiso sin perder su uso mediante comodato precario, y sin comprometer su liquidez operativa.\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98d2084 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"98d2084\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tCuando el acreedor necesita certeza de que los bienes no pueden ser embargados por otras deudas del deudor ni dispuestos unilateralmente.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f87948 elementor-position-inline-start elementor-mobile-position-inline-start elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"7f87948\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tCuando el contrato exige que las decisiones del deudor en asambleas de socios o en la administraci\u00f3n de sus activos est\u00e9n condicionadas al consentimiento del acreedor.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-954493a e-flex e-con-boxed e-con e-parent\" data-id=\"954493a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b091b43 e-con e-atomic-element e-flexbox-base e-b091b43-891a858 \" data-id=\"b091b43\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"b091b43\" data-e-type=\"e-flexbox\" data-id=\"b091b43\">\n    \t\t\t<p class=\"e-86a26b7-80fddc1 e-paragraph-base\" data-interaction-id=\"86a26b7\" data-e-type=\"widget\" data-id=\"86a26b7\">Caso de \u00e9xito<\/p>\n\t\t\t\t\t<h2 data-interaction-id=\"b7244d6\" class=\"e-b7244d6-f0e48c1 e-heading-base\" data-e-type=\"widget\" data-id=\"b7244d6\">Una garant\u00eda aceptada por un <strong>organismo financiero internacional<\/strong><\/h2>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-d6da8a1 e-con-full e-grid e-con e-child\" data-id=\"d6da8a1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-945376d e-con e-atomic-element e-flexbox-base e-945376d-80a41e6 \" data-id=\"945376d\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"945376d\" data-e-type=\"e-flexbox\" data-id=\"945376d\">\n    \t\t\t<p class=\"e-c5cb62c-1b87552 e-paragraph-base\" data-interaction-id=\"c5cb62c\" data-e-type=\"widget\" data-id=\"c5cb62c\"><strong>Participaciones societarias como garant\u00eda ante un acreedor internacional \u2014 m\u00e1s de 6 a\u00f1os de vigencia.<\/strong><\/p>\n\t\t\t\t\t<p class=\"e-382c636-3f407b3 e-paragraph-base\" data-interaction-id=\"382c636\" data-e-type=\"widget\" data-id=\"382c636\">Una empresa aport\u00f3 su participaci\u00f3n en una subsidiaria como garant\u00eda ante un organismo financiero internacional. El fideicomiso asumi\u00f3 la titularidad jur\u00eddica de las participaciones; en las decisiones societarias, el contrato deleg\u00f3 la participaci\u00f3n al propio constituyente con autorizaci\u00f3n previa del beneficiario, quien luego informa al fideicomiso las decisiones adoptadas. La estructura lleva m\u00e1s de 6 a\u00f1os en operaci\u00f3n.<\/p>\n\t\t\t\t\t<p class=\"e-0b888a3-ee04ea7 e-paragraph-base\" data-interaction-id=\"0b888a3\" data-e-type=\"widget\" data-id=\"0b888a3\"><\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-9a1bb8d e-con e-atomic-element e-flexbox-base e-9a1bb8d-cfa77ae \" data-id=\"9a1bb8d\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"9a1bb8d\" data-e-type=\"e-flexbox\" data-id=\"9a1bb8d\">\n    \t\t\t<h3 data-interaction-id=\"7b266f9\" class=\"e-7b266f9-5c0f8d5 e-heading-base\" data-e-type=\"widget\" data-id=\"7b266f9\"><strong>Resultados<\/strong><\/h3>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d78d98 elementor-widget elementor-widget-icon-box\" data-id=\"3d78d98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<b>Acceso a financiamiento internacional<\/b>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tsin comprometer caja ni activos operativos.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-496d164 elementor-widget elementor-widget-icon-box\" data-id=\"496d164\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<b>Certeza legal para el acreedor<\/b>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\ttitularidad fiduciaria independiente y procedimiento de ejecuci\u00f3n predefinido.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c864ad2 elementor-widget elementor-widget-icon-box\" data-id=\"c864ad2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t<b>M\u00e1s de 6 a\u00f1os en operaci\u00f3n continua<\/b>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tvigente hasta la cancelaci\u00f3n total de las obligaciones.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\n<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a37a5a6 e-flex e-con-boxed e-con e-parent\" data-id=\"a37a5a6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-554398d e-con e-atomic-element e-flexbox-base e-554398d-1188d15 \" data-id=\"554398d\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"554398d\" data-e-type=\"e-flexbox\" data-id=\"554398d\">\n    \t\t\t<h2 data-interaction-id=\"eafc1f3\" class=\"e-eafc1f3-96f5290 e-heading-base\" data-e-type=\"widget\" data-id=\"eafc1f3\">Cu\u00e9ntanos <strong>qu\u00e9 necesitas hacer con los recursos<\/strong>.<\/h2>\n\t\t\t\t\t<p class=\"e-0e4d1cb-d16c458 e-paragraph-base\" data-interaction-id=\"0e4d1cb\" data-e-type=\"widget\" data-id=\"0e4d1cb\">Un asesor te dir\u00e1 si el encargo fiduciario es la estructura adecuada para tu caso.<\/p>\n\t\t\t\t\t<a href=\"\/#contacto\" target=\"_self\" class=\"e-822c47b-509803c e-button-base\" data-interaction-id=\"822c47b\" data-e-type=\"widget\" data-id=\"822c47b\">\n\t\tHabla con un asesor\n\t<\/a>\t\t\t\t<div class=\"elementor-element elementor-element-0fd8e26 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"0fd8e26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-6e1b7ce-f010585 e-paragraph-base\" data-interaction-id=\"6e1b7ce\" data-e-type=\"widget\" data-id=\"6e1b7ce\"><a href=\"https:\/\/futurfid.muonlabs.dev\/index.php\/negocio-fiduciario-2\/#simulador\" target=\"_self\" class=\"e-paragraph-link-base\">\n\t\t<strong>\u00bfNo est\u00e1s seguro de cu\u00e1l necesitas? Responde tres preguntas<\/strong>\n\t<\/a><\/p>\n\t\t\t\t\t<p class=\"e-0df2b70-17e7bac e-paragraph-base\" data-interaction-id=\"0df2b70\" data-e-type=\"widget\" data-id=\"0df2b70\"><a href=\"https:\/\/futurfid.muonlabs.dev\/index.php\/negocio-fiduciario-2\/\" target=\"_self\" class=\"e-paragraph-link-base\">\n\t\tVolver a Negocio fiduciario\n\t<\/a><\/p>\n\t\t\t\t\t<p class=\"e-23ae199-26b0300 e-paragraph-base\" data-interaction-id=\"23ae199\" data-e-type=\"widget\" data-id=\"23ae199\"><\/p>\n\t\t\n<\/div>\n<div class=\"elementor-element elementor-element-7f7ef5f e-con e-atomic-element e-flexbox-base e-7f7ef5f-ae73fb3 \" data-id=\"7f7ef5f\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"7f7ef5f\" data-e-type=\"e-flexbox\" data-id=\"7f7ef5f\">\n    \t\t\t<p class=\"e-8bd9895-0780acf e-paragraph-base\" data-interaction-id=\"8bd9895\" data-e-type=\"widget\" data-id=\"8bd9895\"><\/p>\n\t\t\n<\/div>\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-117aed9 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"117aed9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-104f09d elementor-widget elementor-widget-text-editor\" data-id=\"104f09d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"wp-block-kadence-column kadence-column439_f56c52-6c\">\n<div class=\"kt-inside-inner-col\"><section class=\"fide-simulador\">\n<div class=\"fide-simulador__wrap\">\n<div class=\"fide-simulador__header\">\n<h2>\u00bfEs para tu caso?<\/h2>\n<p>Responde tres preguntas r\u00e1pidas y te orientamos sobre la estructura que mejor se ajusta a tu necesidad.<\/p>\n<\/div>\n<div class=\"fide-simulador__grid\">\n\n<!-- FORMULARIO -->\n<div class=\"fide-simulador__card fide-simulador__card--form\">\n<div class=\"fide-simulador__card-top\">\n\n<span class=\"fide-simulador__badge\">Evaluaci\u00f3n<\/span>\n<div class=\"fide-simulador__card-main\">\n<div class=\"fide-simulador__big\">3 pasos<\/div>\n<div class=\"fide-simulador__sub\">Diagn\u00f3stico r\u00e1pido<\/div>\n<\/div>\n<\/div>\n<div class=\"fide-simulador__bar\"><\/div>\n<div class=\"fide-simulador__fields\">\n<div class=\"fide-simulador__field\"><label for=\"fide-tipo\">\u00bfQu\u00e9 necesitas hacer con tus bienes o recursos?<\/label><select id=\"fide-tipo\">\n<option value=\"\">Selecciona una opci\u00f3n<\/option>\n<option value=\"garantia\">Usarlos para respaldar un cr\u00e9dito u obligaci\u00f3n.<\/option>\n<option value=\"admin\">Que un tercero los administre seg\u00fan mis instrucciones operativas.<\/option>\n<option value=\"inversion\">Gestionarlos bajo un mandato de inversi\u00f3n que yo defino.<\/option>\n<\/select><\/div>\n<div class=\"fide-simulador__field\"><label for=\"fide-objetivo\">\u00bfQu\u00e9 es lo m\u00e1s importante para ti?<\/label><select id=\"fide-objetivo\">\n<option value=\"\">Selecciona una opci\u00f3n<\/option>\n<option value=\"certeza\">Dar certeza real al acreedor sin comprometer mi liquidez.<\/option>\n<option value=\"separar\">Separar y aislar los bienes del patrimonio general de la empresa.<\/option>\n<option value=\"ejecucion\">Que el proceso de ejecuci\u00f3n sea predefinido y neutral.<\/option>\n<\/select><\/div>\n<div class=\"fide-simulador__field\"><label for=\"fide-etapa\">\u00bfEn qu\u00e9 etapa est\u00e1s?<\/label><select id=\"fide-etapa\">\n<option value=\"\">Selecciona una opci\u00f3n<\/option>\n<option value=\"explorando\">Explorando opciones.<\/option>\n<option value=\"concreto\">Tengo un caso concreto.<\/option>\n<option value=\"listo\">Listo para estructurar.<\/option>\n<\/select><\/div>\n<\/div>\n<div class=\"fide-simulador__actions\"><button id=\"fideReset\" class=\"fide-simulador__btn fide-simulador__btn--ghost\" type=\"button\"> Limpiar <\/button> <button id=\"fideCalcular\" class=\"fide-simulador__btn fide-simulador__btn--primary\" type=\"button\"> Evaluar ahora <\/button><\/div>\n<\/div>\n<!-- RESULTADO -->\n<div class=\"fide-simulador__card fide-simulador__card--result\">\n<div class=\"fide-simulador__card-top\">\n\n<span class=\"fide-simulador__badge fide-simulador__badge--blue\">Resultado<\/span>\n<div class=\"fide-simulador__ring\">\n<div class=\"fide-simulador__ring-center\">\n<div class=\"fide-simulador__ring-text\">Diagn\u00f3stico<\/div>\n<div id=\"fidePorcentaje\" class=\"fide-simulador__ring-value\">0%<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"fide-simulador__bar\"><\/div>\n<div class=\"fide-simulador__result-box\">\n<h3 id=\"fideTitulo\">Completa la evaluaci\u00f3n<\/h3>\n<p id=\"fideTexto\">Responde las tres preguntas para orientarte sobre la estructura que mejor se ajusta a tu necesidad.<\/p>\n\n<\/div>\n<div class=\"fide-simulador__meta\">\n<div class=\"fide-simulador__meta-item\">Estructura<strong id=\"fideNivel\">Pendiente<\/strong><\/div>\n<div class=\"fide-simulador__meta-item\">Siguiente paso<strong id=\"fideRecomendacion\">Sin evaluar<\/strong><\/div>\n<\/div>\n<a id=\"fideCTA\" class=\"fide-simulador__cta\" href=\"#formulario\"> Habla con un asesor <\/a>\n<p class=\"fide-simulador__disclaimer\">Esta es una orientaci\u00f3n inicial, no una recomendaci\u00f3n vinculante.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/section><style>\n  .fide-simulador,\n  .fide-simulador *{\n    box-sizing:border-box;\n    font-family:'Albert Sans',sans-serif !important;\n  }\n\n  .fide-simulador{\n    padding:20px 0 40px;\n    background:transparent;\n  }\n\n  .fide-simulador__wrap{\n    max-width:1100px;\n    margin:0 auto;\n    padding:0 20px;\n  }\n\n  .fide-simulador__header{\n    text-align:center;\n    max-width:860px;\n    margin:0 auto 28px;\n  }\n\n  .fide-simulador__eyebrow{\n    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Te ayudamos cuando necesitas respaldar un cr\u00e9dito o una obligaci\u00f3n con bienes de tu empresa, bajo la titularidad jur\u00eddica de un tercero independiente que da certeza al acreedor. Habla con un asesor C\u00f3mo aportamos valor El constituyente aporta bienes al fideicomiso, que asume su titularidad&#8230;<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":1304,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_post_transparent":"","_kad_post_title":"hide","_kad_post_layout":"fullwidth","_kad_post_sidebar_id":"","_kad_post_content_style":"unboxed","_kad_post_vertical_padding":"hide","_kad_post_feature":"hide","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-1184","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Fideicomiso de Garant\u00eda - Futurfid<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fideicomiso de Garant\u00eda - Futurfid\" \/>\n<meta property=\"og:description\" content=\"Negocio fiduciario \u203a Garant\u00eda Garantiza tus obligaciones sin inmovilizar liquidez. 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